Most workers leave thousands in employer benefits unused every year
LifQ reads your employer benefits guide, identifies everything you qualify for, and shows you exactly how much value you're not capturing.
Your employer benefits package is worth more than you realize
The average employer benefits package is worth $12,000–$20,000 per year beyond salary. Most employees use less than half of it.
Benefits guides are 40+ pages of fine print
HR sends a PDF during enrollment. Most employees read 2 pages and click through the rest.
Benefits change every year
New benefits get added, EAP programs expand, wellness credits appear — and nobody sends a personal notification.
Qualifying events get missed
Had a baby? Changed your living situation? You may qualify for life events that open benefits windows most people don't know exist.
Voluntary benefits require active enrollment
Accident insurance, legal plans, disability upgrades, pet insurance — all require you to proactively opt in, and most employees don't.
How LifQ maximizes your employer benefits
Upload your employer benefits guide
Forward the email from HR or upload the benefits PDF. LifQ reads the entire document.
AI identifies every benefit you have and its value
Health, dental, vision, EAP, legal, tuition reimbursement, wellness credits, gym subsidies, FSA/HSA — LifQ catalogs everything.
See what you're using vs. what you're missing
LifQ shows the dollar value of unused benefits and explains how to access them before they expire.
What you get with LifQ
Full benefits inventory
Every benefit your employer offers — cataloged, explained, and valued.
Use-it-or-lose-it alerts
FSA deadlines, wellness credit expirations, and enrollment windows — all tracked.
Plain-language explanations
LifQ translates benefits jargon into plain language so you know what you actually have.
Dollar value of unused benefits
See exactly how much money you're leaving on the table, in dollars.
See it in action
An employee has access to a $600 annual wellness credit, $2,000 in tuition reimbursement, an EAP with 8 free therapy sessions, and legal plan discounts — but is only using the health insurance.
LifQ identifies $4,200+ in unused annual benefits and shows step-by-step how to access each one. The employee submits a wellness credit claim the same day.
Frequently asked questions
Does LifQ connect to my HR system?
No direct integration is required. You upload your benefits documentation and LifQ reads it. This works with any employer, any HR system.
What if I change jobs?
You can update your benefits whenever your situation changes. LifQ will compare your old and new benefits so you understand what you're gaining or losing.
Does LifQ track when benefits expire?
Yes. LifQ monitors FSA deadlines, wellness credit windows, benefit year resets, and enrollment periods — and sends you reminders before you lose dollars.
Can LifQ help with COBRA decisions?
Yes. If you're evaluating COBRA coverage after leaving a job, LifQ helps you understand what you'd be paying for and compare it against marketplace alternatives.
Start using every benefit you're already paying for
Join the LifQ beta and discover the full value of your employer benefits package in minutes.
Unlock my benefitsFree during beta. Limited spots available.