Your household has more than you think
Use what’s already yours.
The benefits you pay for, the ones you earn at work, and the ones that come included. Card protections, warranties, memberships, employer perks, insurance; all in one place, so your whole household can see them and use them.
Access is free for invitees. Limited beta spots available.
Dashboard
17
Documents
82
Portfolio Score
Your Savings
Annual Costs
Top Opportunity
Published: usage-based auto discount
$231/yr
Illustrative example. Your findings depend on your documents.
82
Portfolio Score
$310
Example confirmed savings
Three ways benefits reach you
The ones you pay for, the ones you earn, the ones that come included
You hold all three. Try naming them, and the list runs out faster than the paperwork does. LifQ puts them in one place.
Credit card perks
Extended warranties, trip protection, rental coverage. Your cards include more than points.
Warranties
Every manufacturer warranty and protection plan, with reminders before they expire.
Memberships
Costco, AAA, airline and hotel programs. See what each one already includes.
Employer benefits
Health, dental, vision, disability, wellness, HSA and FSA. Visible to you and to the people who’d need them.
Insurance
Auto, home, health, dental, vision, life, disability, travel, pet, umbrella. Every deductible and renewal date in one place.
Your benefits and insurance arrived in pieces, years apart
Scattered
A card here, a warranty there, a benefits packet from a job you started years ago.
Unread
Deductibles, exclusions, limits. The terms that decide things are the ones nobody reads twice.
Separate
Nothing holds your card's benefits guide next to your auto policy, so nothing shows you where the coverage doubles up.
Unused
Perks expire, warranties run out, and benefits sit in a document you have never opened.
The solution
Clarity across everything you already pay for
See what’s yours.
All your warranties, benefits, and insurance in one place, clearly organized and easy to understand.
Understand what you hold.
AI reads every policy and shows you the whole board at once: what overlaps, what's about to renew, and what you've never used.
The people you love can see it too.
Your household can see what protection exists and how to reach it, without having to ask you first.
See it in action
Your household’s protection, at a glance
LifQ turns scattered documents into a clear, actionable picture of your perks, benefits, and coverage, and shows everything you’re entitled to, in one place.
82
Portfolio Score
$530
Example potential savings
24
Life events tracked
Dashboard
17
Documents
82
Portfolio Score
Your Savings
Annual Costs
Top Opportunity
Published: usage-based auto discount
$231/yr
Illustrative example. Your findings depend on your documents.
Dashboard
Portfolio overview & confirmed savings
Opportunities
Example household: $530/yr
$310
Confirmed
$220
To review
Illustrative example. Your findings depend on your documents.
$530
example opportunities
Opportunities
Savings & actions discovered by AI
Real questions, real documents
What your family can look up in seconds
“I'm renting a car next week. What does my card already cover?”
“Am I paying for the same thing twice?”
“Does my credit card already cover travel insurance?”
“What benefits am I not using?”
How it works
Three steps to complete clarity
Upload
Upload your insurance policies, warranty documents, and benefits packets. For cards and memberships, name them instead and LifQ reads what the provider publishes.
Read
LifQ AI reads every document and lines them all up together: what's covered, what's doubled up, what expires when, and what you're paying for each.
Protect
From there it's yours to act on. Use what you already pay for, take the duplicates to your carrier or agent, have the claim paperwork ready, and give the household access.
How it builds
Everything in one place.
Add a document
A policy, a benefits PDF, a receipt, a card guide. Anything with terms in it.
See something you didn’t know you had
The document names a benefit. LifQ pulls it out and lists it with the rest.
Share it with your household
The people who would need it get the same view you have, without asking you first.
They add theirs
A partner’s employer benefits. A parent’s warranty paperwork. The card nobody read.
The picture gets more complete
More documents side by side means more of what your household holds is visible at once.
Reminders bring everyone back
A renewal date, an enrollment window, a warranty running out. Each one starts the loop again.
Every document and every family member makes the picture more complete.
Before you call your insurance agent
When life changes, LifQ preps the questions. Your agent gives the answers.
A move, a new job, a teenager with a license. You already hold the answers to half the questions they are about to ask. LifQ has them ready.
Your teenager just started driving
What your carrier publishes
Your insurer lists a good-student discount and a driver-training discount on its own site. LifQ links you straight there, so the numbers you read are theirs.
What you already have
Policy number, current liability limits, deductible, renewal date, and the declarations page. Already in LifQ, ready to send.
What to ask them
“Which of those discounts apply to us, and what does adding a driver do to our limits?” Ten minutes on the phone instead of an afternoon.
What we never ask for
No bank logins. No card numbers. No account credentials. Ever.
Encrypted in transit and at rest
With row-level security, so every record is scoped to your household
Text-based PDFs never leave our systems
Only photos and scanned PDFs go out, to one provider, for text extraction
Never sold, never used to train AI
No insurer or advertiser pays for placement, and our providers are barred from using your content for their own purposes
You control who sees what
Grant and revoke access by household member, at any time
Our vision
The people you love can see it too.
If something happened to you today, would your family know what you have? That is the question LifQ exists to answer.
Everything your household holds sits in one place, in plain language: what protects the people you love, what you are entitled to, what your coverage actually says, what you are paying for twice, and what you have never used. So when a life event arrives, nobody is searching drawers and inboxes for a document. The picture is already there.
LifQ shows households everything they’re entitled to, and makes it usable.
What hides in household paperwork
Illustrative examples. Your findings depend on your documents.
$31/day
Your credit card already covers the rental car collision waiver you were about to pay for at the counter.
$380
A dishwasher repair quote, still covered under the manufacturer's warranty with months left on it.
$89/yr
Roadside assistance paid for twice: once through an auto policy, again through a card benefit.
Common questions
Everything you want to know before applying.
What is LifQ?
LifQ is an AI-powered platform that organizes all your household protections in one place: credit card coverage, warranties, memberships, employer benefits, and insurance policies. It then lines them up together so you can see what's doubled up, what nothing covers, and what each one costs you.
How is LifQ different from just storing documents in Google Drive?
Google Drive stores files. LifQ reads them. After you upload a policy, LifQ pulls out the coverage details and lines it up against everything else you have, so you can see what you're paying for twice, what nothing covers, and what each one costs you.
What types of documents does LifQ support?
Two ways in. You upload documents: insurance policies (auto, home, health, dental, vision, life, disability, travel, pet, umbrella), product warranties and service contracts, employer benefits guides, HSA and FSA statements, and wellness plans. For credit cards, memberships, and rewards programs you name the provider instead, and LifQ reads what it publishes about the benefits.
Is my information safe?
Yes. Your documents are encrypted in transit and at rest, and scoped to your household with row-level security. We never sell your information to insurers, advertisers, or third parties. You control who has access.
How much does LifQ cost?
LifQ is free during the beta for accepted applicants, who lock in launch pricing for their first year. We have not set prices for after the beta, and we will publish them before anyone is charged. Paid plans will renew automatically until you cancel.
Can my whole family use LifQ?
Yes. Household sharing gives the people you choose access to the same protection vault, so everyone is informed, not just the person who manages everything. You grant and revoke access by member, at any time. How many members an account includes is part of the plan details we have not published yet.
Ready for clarity?
Our beta application is a brief 2-minute step to request your private invite.
Go to beta applicationFree during beta. Limited spots.
Not ready yet? Browse what LifQ solves →