The personal protection OS for your household
LifQ organizes every insurance policy, employer benefit, warranty, and membership you have — then applies AI to find gaps, overlaps, and savings across your entire portfolio.
Get early accessFive pillars of household protection intelligence
Everything works together — not as separate apps, but as one integrated system.
Coverage Hub
All your protection in one secure vault
- Secure centralized document storage
- Structured summary of every policy
- Extracted coverage data and key terms
- Search across all your documents
- Upload by photo, email, or PDF
AI Intelligence
Understand what you actually have
- AI Policy interpretation in plain language
- Benefit identification across all plans
- Document parsing for any insurance type
- LifQ Assistant for on-demand questions
- Bill analysis and rate comparison
Portfolio Insights
See the full picture, not just each piece
- Portfolio IQ Score for your whole household
- Coverage gap detection across all policies
- Overlap analysis to eliminate duplicates
- Cost efficiency analysis and bundling
- Renewal risk tracking
Action & Savings
Turn insights into real money saved
- Savings Tracker with dollar estimates
- Step-by-step guidance for each opportunity
- Claims guidance and documentation prep
- Benefit follow-through checklists
- Opportunity tracking to completion
Family Protection
Your whole family, fully informed
- Shared household vault access
- Per-member access controls
- Family-wide protection visibility
- Emergency access for trusted members
- Up to 6 family members on Family plan
Smart Reminders
Never miss a deadline again
- Policy renewal alerts (30, 60, 90 days)
- Warranty expiration reminders
- FSA use-it-or-lose-it warnings
- Life event coverage windows
- Open enrollment period tracking
How LifQ compares
No other platform manages all of this together.
| Feature | LifQ | Digital vaults | Insurance apps | Warranty apps |
|---|---|---|---|---|
| All protection types in one place | ✓ | — | — | — |
| AI analysis and interpretation | ✓ | — | Partial | — |
| Coverage gap detection | ✓ | — | — | — |
| Employer benefits tracking | ✓ | — | — | — |
| Credit card benefits analysis | ✓ | — | — | — |
| Warranty management | ✓ | — | — | ✓ |
| Family sharing | ✓ | ✓ | — | — |
| Proactive savings alerts | ✓ | — | Partial | — |
| Portfolio-level optimization | ✓ | — | — | — |
Ready to see what LifQ can do for your household?
Join the beta and get AI-powered intelligence across your entire protection portfolio.
Join the beta waitlist